Transamerica Life Insurance – Pricing – Sample Quotes

How Much Does Life Insurance by Transamerica Cost?

Transamerica is a good solid company and should be included, when you are comparing rates —whether you’re shopping for Term Life OR Guaranteed Issue Whole Life Insurance— Transamerica’s products and prices are very competitive.

All sample quotes and policy details in this review were obtained from the Transamerica website.  Your exact cost will vary and depend on your age, your health, as well as other underwriting factors.  You must complete an application and be approved in underwriting before you will know your exact cost. 

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Check out our full review of Transamerica Life Insurance:

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Transamerica Term Life Insurance Pricing and Fees

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TRANSAMERICA TERM LIFE INSURANCE ADDITIONAL RIDERS

Trendsetter Super

• Accidental Death
• Children’s Benefit Rider
• Disability Wavier of Premium Rider
• Terminal Illness Accelerated Death Benefit Rider

Trendsetter LB

• Accidental Death
• Children’s Benefit Rider
• Disability Wavier of Premium Rider

Conversion:

Both Trendsetter Super & Trendsetter LB

• This option must be exercised no later than the earlier of the end of the initial level premium period or the insured’s 70th birthday (75th birthday for Preferred Plus class)

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Pros and Cons of Transamerica Term Life Insurance

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TRANSAMERICA TERM LIFE INSURANCE SAMPLE MONTHLY QUOTES

Quotes assume the best possible underwriting class.  Your actual prices may be different.

Transamerica Trendsetter Super Term Life Insurance – $250,000 Sample Monthly Quotes – Male

$250,000	Age 35	Age 45	Age 55
10 Year	$9.68	$17.20	$38.92
15 Year	$10.75	$22.15	$48.16
20 Year	$13.55	$27.52	$63.21
25 Year	$18.28	$38.06	$101.48
30 Year	$21.72	$44.08	$132.01

Transamerica Trendsetter Super Term Life Insurance – $250,000 Sample Monthly Quotes – Female

$250,000	Age 35	Age 45	Age 55
10 Year	$9.03	$15.48	$29.89
15 Year	$10.11	$17.42	$34.62
20 Year	$11.83	$22.36	$49.45
25 Year	$16.13	$29.89	$78.26
30 Year	$18.71	$35.05	$96.11

Transamerica Trendsetter Super Term Life Insurance – $500,000 Sample Monthly Quotes – Male

$500,000	Age 35	Age 45	Age 55
10 Year	$14.19	$27.09	$69.66
15 Year	$15.91	$37.41	$88.58
20 Year	$21.07	$48.16	$118.68
25 Year	$30.10	$68.37	$195.22
30 Year	$36.55	$80.41	$239.51

Transamerica Trendsetter Super Term Life Insurance – $500,000 Sample Monthly Quotes – Female

$500,000	Age 35	Age 45	Age 55
10 Year	$12.04	$24.51	$52.03
15 Year	$14.62	$28.81	$61.92
20 Year	$17.63	$38.29	$86.00
25 Year	$25.37	$52.46	$145.34
30 Year	$30.96	$62.35	$178.88

Transamerica Trendsetter LB Term Life Insurance – $250,000 Sample Monthly Quotes – Male

$250,000	Age 35	Age 45	Age 55
10 Year	$13.12	$23.01	$56.33
15 Year	$16.77	$29.24	$67.08
20 Year	$20.43	$39.13	$88.80
25 Year	$24.30	$48.16	$118.47
30 Year	$28.38	$60.63	$163.62

Transamerica Trendsetter LB Term Life Insurance – $250,000 Sample Monthly Quotes – Female

$250,000	Age 35	Age 45	Age 55
10 Year	$12.04	$19.78	$43.00
15 Year	$14.62	$24.73	$52.03
20 Year	$17.85	$31.39	$69.88
25 Year	$21.07	$38.92	$96.75
30 Year	$24.30	$49.67	$139.32

Transamerica Trendsetter LB Term Life Insurance – $500,000 Sample Monthly Quotes – Male

$500,000	Age 35	Age 45	Age 55
10 Year	$16.66	$36.12	$98.47
15 Year	$24.51	$48.59	$120.83
20 Year	$33.11	$69.23	$163.83
25 Year	$40.85	$86.43	$222.74
30 Year	$49.02	$111.80	$313.04

Transamerica Trendsetter LB Term Life Insurance – $500,000 Sample Monthly Quotes – Female

$500,000	Age 35	Age 45	Age 55
10 Year	$14.62	$28.81	$71.81
15 Year	$20.64	$39.56	$92.45
20 Year	$27.52	$53.75	$127.71
25 Year	$34.40	$68.80	$180.17
30 Year	$41.28	$90.73	$266.17

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Transamerica Guaranteed Issue Whole Life Insurance Pricing and Fees

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TRANSAMERICA GUARANTEED ISSUE WHOLE LIFE UNDERWRITING CLASSES

• There are no underwriting classes for Transamerica Guaranteed Issue Whole Life.

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TRANSAMERICA GUARANTEED ISSUE WHOLE LIFE ADDITIONAL RIDERS

Immediate & 10 Pay Solution

• Accelerated Death Benefit Rider (Florida only)
• Accelerated Death Benefit Rider with Nursing Home Benefit
• Terminal Illness Accelerated Death Benefit Rider (California only)

Easy Solution

• No riders available

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Pros and Cons of Transamerica Guaranteed Issue Whole Life Insurance

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TRANSAMERICA GUARANTEED ISSUE WHOLE LIFE  SAMPLE MONTHLY QUOTES

Transamerica “Immediate Solution” – Guaranteed Issue Whole Life Insurance – Sample Monthly Quotes –  Male

Coverage	Age 55	Age 65	Age 75
$10,000	$47.87	$79.67	$140.48
$25,000	$114.25	$193.76	$345.78
$50,000	$224.89	N/A	N/A

Transamerica “Immediate Solution” – Guaranteed Issue Whole Life Insurance – Sample Monthly Quotes –  Female

Coverage	Age 55	Age 65	Age 75
$10,000	$37.69	$55.43	$97.50
$25,000	$88.80	$133.15	$283.33
$50,000	$173.98	N/A	N/A

Transamerica “10 Pay Solution” – Guaranteed Issue Whole Life Insurance – Sample Monthly Quotes –  Male

Coverage	Age 55	Age 65	Age 75
$10,000	$84.05	$114.27	$163.35
$25,000	$204.70	$280.25	$402.95
$50,000	$405.79	N/A	N/A

Transamerica “10 Pay Solution” – Guaranteed Issue Whole Life Insurance – Sample Monthly Quotes –  Female

Coverage	Age 55	Age 65	Age 75
$10,000	$69.87	$90.41	$128.39
$25,000	$169.25	$220.61	$315.56
$50,000	$334.88	N/A	N/A

Transamerica “Easy Solution” – Guaranteed Issue Whole Life Insurance – Sample Monthly Quotes –  Male

Coverage	Age 55	Age 65	Age 75
$10,000	$116.54	$174.45	$274.32
$25,000	$285.93	$430.71	$680.39

Transamerica “Easy Solution” – Guaranteed Issue Whole Life Insurance – Sample Monthly Quotes –  Female

Coverage	Age 55	Age 65	Age 75
$10,000	$92.36	$129.87	$199.43
$25,000	$225.49	$319.25	$493.15

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The Bottom Line

Transamerica is a good solid company and should be included, when you are comparing rates —whether you’re shopping for Term Life OR Guaranteed Issue Whole Life Insurance— Transamerica’s products and prices are very competitive.  

It is important to know your options. We always recommend getting at least 2 or 3 competitive quotes, before you buy. You can get started on that, right here…

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