US Life Expectancy Statistics by Gender, State and Disease. Covid 19. Statistical estimation of how long we live, based on several factors...
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[TrueData!] US Life Expectancy 2022 – Statistics

2022 US LIFE EXPECTANCY STATISTICS BY GENDER, STATE, AND DISEASE (COVID-19)


WHAT IS LIFE EXPECTANCY?

Life Expectancy is the statistical expectation of how long someone will live at birth based on a number of factors such as socioeconomics, demographic, geographics, thermographic, stenographic, idiographic, and historiographics. 

To answer the question “What is life expectancy”? Let’s use an example:

When you are born, based on a number of factors I’m not really sure I understand, people with fancy math degrees create an algorithm that can determine the average lifespan. 

Of course, if you look at each person individually, the number will rarely be accurate because it adds everyone up together to get an average. 

That means many people will die before the number and many people will die after the number but when added together, that will give you the average life expectancy. 


WHY DOESN’T EVERYONE HAVE THE SAME LIFE EXPECTANCY AGE? 

Your life expectancy in the US is different based on the State you are born in, your race, gender, and a number of other factors. 

Let’s consider an example (below) of how two people —born the same day— can have completely different life expectancies: 

If you were a male born in California you’d have a life expectancy of 80.9 years, whereas, if you were a male born in Alabama it would be considerably lower at 74.6 years. Why is this? 

Why is the life expectancy for a male in California so much higher than one in Alabama? 

There are a number of factors that affect the number, including, quality of life, local food choices, culture, gender, access to healthcare, socioeconomics, and race. 

Or, it may just be as simple as California is known as the land of ‘fruits and nuts’, whereas; Alabama is famous for FRYING EVERYTHING…  from Fried Green Tomatoes to Twice-Fried-Catfish.

The life expectancy of a particular person will depend on many factors.


LIFE EXPECTANCY DEFINITION

Life expectancy can be calculated in many different ways, from an average life expectancy in the US of 80.3 which includes everyone from everywhere in the US.

To a much more specific demographic view of the USA life expectancy of a specific gender, race, in a specific city in the US. 

Many government and private organizations collect life expectancy data for various reasons, be it, health, safety or, business. 

The definition of life expectancy changes based on the number of factors you want to consider. 

The OECD, has said this much better than I could ever…

Life expectancy is defined as the average number of years that people of a particular age could expect to live if they experienced the age and sex-specific mortality rates prevalent in a given country in a particular year. Since the determinants of longevity change slowly, life expectancy is best analysed over a long time horizon.

Organisation for Economic Co-operation and Development

WHAT IS THE 2022 AVERAGE LIFE EXPECTANCY IN US?

US life expectancy increased by 0.1% to 78.7 years over 2017 estimates according to the CDC.

The age-adjusted death rate fell 8.3 people from 731.9 deaths (2017) per 100,000 to 723.6 deaths in 2018. In 2020 the CIA estimated the US death rate at 8.35 people per 1,000 US citizens.

CIA

Life expectancy in the US is 80.43 years according to the 2022 Central Intelligence Agency (CIA) factbook

UN

US life expectancy is 78.93 years according to the 2020 United Nations (UN) life expectancy table  


Average life expectancy US is 78.539 years
according to the 2019 World Bank life expectancy indicators.  
Life expectancy in the US is 78.7 years
according to the 2018 Centers for Disease Control (CDC) data briefs.
United State life expectancy is 78.7 years
according to the 2018 Organization for Economic Co-operation and Development (OECD) 

Whereas, the United Nations estimates that the 2020 US death rate is 8.88 people per 1,000, which makes sense since they estimated the expected life span to be 1.42 years less than the CIA’s 2022 estimate.

Overall, there has been a slow climb in the average life expectancy in the US over the past decade. 


LIFE EXPECTANCY IN US BY GENDER 2022

Women live longer than men in the US because women don’t say things like, ‘Watch this’ or ‘I bet I could do that’ before doing something stupid and dying.

MALES

78.18 years male life expectancy US at birth (CIA – 2022

FEMALES

82.65 years average female life expectancy in the US at birth (CIA – 2022

Overall the average life expectancy in US male vs female is up considering the OECD estimated Male life expectancy to be 76.1 years only a couple of years ago.

With the CIA estimating that females live 4.2 years longer than men in 2020 at birth. 


AVERAGE LIFE EXPECTANCY US MALE 2022

The average life expectancy of a US male in 2022 according to the CIA is 78 years. The average American man lifespan has been increasing steadily over the past couple of decades. 

The average life expectancy for a US male from 1990 to 2022 increased 6.38 years over the past 30 plus years. 

AVERAGE LIFE EXPECTANCY US MALE 1990 – 2022 TABLE

The average male life expectancy in 1990 was 71.8 year from birth. By 2000, the life expectancy for a US male was up 2.5 years in only 10 years to 74.3 years from birth. 

Based on CDC and CIA life expectancy tables of the male life expectancy in the US. 

The gains continued the next decade in 2010 but not quite at the same pace, with the average male life expectancy rising only 1.9 years to 76.2 year from birth. 

In 2020 the average American man lifespan was up to 78 years, raising the male average expected life span up 1.8 years. 

In 2022, we have continued to see the same gains with the CIA estimating the average life expectancy U.S. male 2022 to be 78.18 years from birth. 

WHAT IS THE LIFE EXPECTANCY OF AN AMERICAN MALE?

The life expectancy of American males varies about by which institution estimates the average age of death for the US male. It is important to understand that the World Bank, CDC, and CIA, each have their own algorithms, and mathematical equations they use to determine these numbers. 

The latest numbers we have from the World Bank are 76.1 years for the average lifespan of a US male as of 2019. 

The CDC has more recent numbers from 2020 with an estimate very similar to the World Bank of 76.2 years of life expectancy for a US male from birth

In February 2022 the CIA updated their website to a dark black sleek look. The site looks great but even better, they updated the average life expectancy for US male in 2022 to 78.18 years, which was up from 2020’s estimate of 78 years. 


AVERAGE LIFE EXPECTANCY US FEMALE 2022

The average life expectancy in the US for a female in 2022 is 82.65 years. There has been a steady increase over the past thirty years in the average female life expectancy in the US. 

In fact, in 1990 the CDC estimated that the average life span was 75.4 years from birth. That is a 6.9 year increase over the past 30 plus years which is slightly better than the gains men made over the same time period. 

AVERAGE LIFE EXPECTANCY US FEMALE 1990 – 2022 TABLE

Based on CDC and CIA life expectancy tables of the female life expectancy in the US.

The average female US life expectancy in 1990 was 75.4 years from birth. In 2000 the average female life expectancy in the US was up 1.2 years in only 10 years to 76.8 years from birth. 

Female life expectancy from birth continued it’s climb the next decade. By 2010 the average American woman lifespan was up to 78.7 years or over 1.1 years of life expectancy increase from 2000.  

In 2020 the average American females lifespan increased quite a bit up to 82.2 years, raising the female average expected life span up 3.5 years. 

In 2022, we have continued to see the same gains with the CIA estimating the average life expectancy U.S. female 2022 to be 82.65 years from birth. 

WHAT IS THE LIFE EXPECTANCY OF AN AMERICAN FEMALE?

The World Bank’s latest life expectancy estimate of 81.1 years from birth for the average lifespan of a US female are from 2019. 

The CDC released their latest numbers in 2020 estimating that the life expectancy for a US female from birth being 81.2 years. 

The CIA just recently released their 2022 female life expectancy at birth projections are 82.65 years. That is up from their 2020 average life expectancy for US females of 82.2 years. 


2022 LIFE EXPECTANCY BY STATE

As of 2022, researchers found that Americans’ average life expectancy was around 80.43. The number fluctuates year by year and changes depending on the demographics under study. 

Another aspect that can alter estimations of the US life expectancy is the state being observed. 

Healthcare access, individual health, socioeconomic statuses, and other factors all differ based on one’s region within the United States. 

Thus, a person’s life expectancy may change, depending on where they live. Below is an overview of life expectancy by state to give you a clearer perspective on the matter.

HAWAIICOLORADOMAINEMICHIGANMISSISSIPPI
81.5 years79.9 years78 years77.6 years74.5 years

There is quite a difference in the US between the life expectancy of the top state and the worst. Hawaii has the overall highest life expectancy at birth with an average of 81.5 years.

The southern states in the US all fall in the bottom 20 of the shortest life expectancy by state in the US. Mississippi holds the distinction of its residents having the shortest lifespans at birth at 74.5 years. 

It is crazy how regional life expectancy by state appears to be. The West coast states tend to have a higher life expectancy by state over other areas of the US. 

  • #1 Hawaii 
  • #2 California
  • #7 Washington
  • #10 Colorado
  • #13 Utah
  • #15 Oregon
  • #20 Arizona
  • #22 Idaho
  • #32 Nevada
  • #35 New Mexico

2022 US STATE LIFE EXPECTANCY

Americans’ longevity ranges somewhat widely across the states. While the states with the highest life expectancies rest at a comfortable 81+ years, the lowest max out at approximately 74 years. Still, it is best to know each state’s average for the most accurate perspective on life across the US.

These 2022 life expectancy by state statistics are from the World Population Review
STATEAGE
HAWAII81.5
CALIFORNIA80.9
NEW YORK80.8
MINNESOTA80.7
CONNECTICUT80.6
NEW JERSEY80.5
WASHINGTON79.9
VERMONT79.9
MASSACHUSETTS79.9
COLORADO79.9
STATEAGE
WISCONSIN79.5
IOWA79.4
UTAH79.3
RHODE ISLAND79.3
OREGON79.2
VIRGINIA79.1
NEW HAMPSHIRE79.1
NEBRASKA79.1
FLORIDA79.1
ARIZONA79.1
STATEAGE
ILLINOIS79
IDAHO79
MARYLAND78.8
TEXAS78.5
NORTH DAKOTA78.5
KANSAS78.2
DELAWARE78.2
SOUTH DAKOTA78.1
PENNSYLVANIA78
MAINE78
STATEAGE
WYOMING77.9
NEVADA77.9
NORTH CAROLINA77.8
ALASKA77.7
NEW MEXICO77.6
MICHIGAN77.6
GEORGIA77.2
MISSOURI77.1
INDIANA77
MONTANA76.9
STATEAGE
OHIO76.6
SOUTH CAROLINA76.2
TENNESSEE76
OKLAHOMA75.4
LOUISIANA75.4
ARKANSAS75.4
KENTUCKY75
ALABAMA74.9
WEST VIRGINIA74.8
MISSISSIPPI74.5

WHAT TO KNOW ABOUT US LIFE EXPECTANCIES

There are a few caveats to be aware of as you review life expectancy rates across the US. The most prominent issue is that these estimates are not equally applicable across demographics, especially when considering ethnicity and race. 

As mentioned earlier, socioeconomic status and healthcare access also play a prominent role in determining how long someone might live. Unfortunately, many Black, Latino, Asian, and Native American people are disproportionately afflicted with low income, barring their access to medical care. 

Thus, ethnic or racial background and income are deeply intertwined with healthcare access and life expectancy. 

Other compounding factors include:

  • Gender
  • Genetics
  • Lifestyle
  • Marital status

TOP 10 HIGHEST LIFE EXPECTANCY BY STATE

The US has a starkly unusual healthcare system when compared to other developed nations worldwide. Yet, several states manage to maintain impressive life expectancy rates. Here’s a look at the top ten highest life expectancy by state ratings. 

Residents in these states continue to thrive despite unequal access to medical care across the country. Over the years, the hope is that these numbers become the norm across the entire country.

STATEAGE
HAWAII81.5
CALIFORNIA80.9
NEW YORK80.8
MINNESOTA80.7
CONNECTICUT80.6
NEW JERSEY80.5
WASHINGTON79.9
VERMONT79.9
MASSACHUSETTS79.9
COLORADO79.9

TOP 10 LOWEST 2022 LIFE EXPECTANCY BY STATE IN THE US

Although the United States is the wealthiest country in the world, it is also distinguished by having the biggest wealth gap of any nation. This bleeds over into life expectancy rates, leaving the following states with the lowest estimations.

Fortunately, these numbers aren’t alarmingly low. Still, there is much room for improvement. Estimates show that the lowest life expectancy by state estimations have gradually risen over the years. Residents of the listed states can justifiably hope for better health and longevity in the years to come. 

STATEAGE
OHIO76.6
SOUTH CAROLINA76.2
TENNESSEE76
OKLAHOMA75.4
LOUISIANA75.4
ARKANSAS75.4
KENTUCKY75
ALABAMA74.9
WEST VIRGINIA74.8
MISSISSIPPI74.5

The average American can expect to live for up to 78.6 years old. Still, your exact expectations can change as state life expectancy can rise or fall depending on a myriad of factors like socioeconomic status and lifestyles. In total, the range for longevity in the US spans from 74.5 years to 81.5 years.


2022 LEADING CAUSES OF DEATH IN THE US

Many health conditions have run rampant in the United States for several years, far before 2022. Yet, several have persisted into this year, still taking lives all the while. 

Among those widespread illnesses is the coronavirus, which, despite its incredibly recent emergence in Wuhang, has now taken more than 2.5 million lives globally. Sadly, US citizens account for over 20% of those deaths. Here’s a closer look at the coronavirus’s impact and additional leading causes of death in the US. 


2022 TEXTING AND DRIVING STATISTICS: HOW MANY PEOPLE DIE FROM TEXTING AND DRIVING IN THE US?

Texting and driving are some of the deadliest issues in the United States. In fact, texting while driving has been proven to be six times as dangerous as drinking alcohol or taking drugs. This article will explore texting and driving statistics for 2022, including texting and driving statistics from 2022, texting while distracted stats from 2022, texting while distracted stats on accidents from 2022, and texting while distracted deaths from 2022.

  1. Texting while driving is a huge problem in the US, with 9% of drivers admitting to reading or sending text messages while driving
  2. 11% of teens admit to texting and driving
  3. The average number of texts sent per day by 18-24 year olds is 27 texts 
  4. In 2022, 3,092 people were killed as a result of distracted drivers who were using their cell phones
  5. Texting and Driving statistics show that if you are under 25 years old, your risk for getting into an accident increases three times when you’re on your phone than when you aren’t on your phone 
  6. One study found that 83% of all accidents happen within 1 mile from home – this means it’s important to be aware at all times!
  7. The National Highway Traffic Safety Administration reports that in 2022, 3,477 people died and 391,000 were injured in motor vehicle crashes involving distracted drivers
  8. In 2022 alone, 1.6 million people reported using their cell phone while driving at least once during the past 30 days
  9. Texting while driving is six times more likely to cause an accident than drunk driving
  10. Drivers who text are 23% more likely to be involved in a crash than non-distracted drivers 
  11. It takes 4 seconds for your eyes to process information from what you’re seeing which means texting can take up half of your reaction time when you’re behind the wheel 
  12. Teenagers have been found to use their phones for an average of 11 hours each day with one-third never putting them down even when they sleep!
  13. In the US, texting while driving is illegal in 46 states and Washington D.C
  14. Texting while driving causes an average of 23% more accidents than other types of crashes
  15. Nearly 1 out of 3 teens have texted or e-mailed while driving within the past month
  16. The leading cause of teen deaths are car crashes, with nearly 6,000 children dying each year from this problem 
  17. One study found that drivers who text while on a cell phone had slower reaction times by 37% and missed seeing important information up to 50% more often than those not using their phones at all
  18. It’s estimated that 10 million drivers are talking on their cell phone or texting right now as you read this article! 
  19. When it comes down to it – we’re all just human beings trying our best to get through life despite its challenges…so please be mindful when you’re behind the wheel!
  20. The NHTSA says that, on average, 9 people die every day because of distracted drivers who text while they drive 
  21. One study found that 83% of all accidents happen within 1 mile from home – this means it’s important to be aware at all times!
  22. It takes 4 seconds for your eyes to process information from what you’re seeing which means texting can take up half of your reaction time when you’re behind the wheel 
  23. Teenagers have been found to use their phones for an average of 11 hours each day with one third never putting them down even when they sleep!

THE 10 STATES WITH THE MOST DISTRACTED DRIVERS

The article discusses the 10 states with the most distracted drivers and what is being done to curb this epidemic. The first state on the list, Texas, has both a comprehensive statewide texting ban as well as a hands-free law for novice drivers. Both of these laws are in place to ensure that texters can’t text while driving and new drivers don’t have distractions while they learn how to drive safely. 

However, there’s only so much that can be done when it comes to enforcing laws like these. To make sure people follow them, we need more than just legislation – we also need education and awareness campaigns about how dangerous distracted driving is.

• Save your life and the lives of others – don’t text and drive

• Stay safe on the roads – use hands-free texting when driving  

• Lower risk of accidents while driving by resisting the temptation to text or call friends/family/colleagues while behind the wheel 

• Drive more efficiently with fewer distractions like phone calls or texting

• Practice safe texting habits like texting with one hand and not texting while you’re on the move

The following are just some of the stats listed in this article:  – In 2022 alone, over 18 million young drivers used their cellphones to send or read text messages while driving.  

Distracted driving is a common cause of car accidents. You may not realize the danger you are putting yourself in by texting and driving, but it’s there. According to The National Safety Council, drivers who text are 23% more likely to be involved in a crash than non-distracted drivers. It only takes 6 seconds for your reaction time to slow down 37%. That could mean the difference between life and death on our roads today.


WHAT DISEASES ARE THE LEADING CAUSES OF DEATH IN THE US?

Currently, the most well-known cause of death in the United States is the coronavirus (Covid 19). Present estimates show that this country has had more than 29 million individual cases of the viral illness to date and over 520,700 deaths. Of the ongoing active cases (9,096,024), 15,871 of them are serious or critical. It represents the third leading cause of death in the country.

There is not yet a cure for the coronavirus, but hopes are rising for a slowdown in the spread as the vaccine rolls out. Still, progress is slow. There are approximately 382.2 million people in the United States. Yet, only 66,464,947 vaccines have been administered of the 88,669,035 that have been distributed thus far. 

These numbers represent only the tip of the iceberg, given that anything less than a 50% immunization rate is considered “low.” The country doesn’t need 100% vaccination to stop the spread, but much more is needed to make a real impact. 

Still, despite how much chaos the disease has wrought in the country, it is still not the sole leading cause of death. It falls behind two illnesses that had long affected Americans far before the COVID-19 evolved: heart disease and cancer. 


OTHER TOP CAUSES OF DEATH IN THE US

For years, heart disease has remained at the top of the list of US causes of death. According to the Centers for Disease Control and Prevention (CDC), it kills the most men and women across the country. Plus, it has the furthest reach across racial and ethnic groups nationwide. 

Annually, heart disease accounts for one in every four deaths, totaling to about 655,000. It emerges in many forms, but the most widespread types are coronary artery disease (about 18.2 million adults ages 20 and up have CAD) and heart attacks. The CDC estimates that one heart attack happens about every 40 seconds in the US. 

Cancer is the second leading cause of death in the United States. Although the death rate gradually decreased between 1999 to 2019 by approximately 27%, it still has a devastating impact on the American population. As of 2019, cancer was responsible for 146.2 out of every 100,000 deaths nationwide.

The most prominent types of cancer diagnoses are as follows:

  • Lung 
  • Colorectal 
  • Pancreatic 
  • Breast
  • Prostate
  • Liver and intrahepatic bile duct 

The coronavirus is quickly gaining on heart disease (ranking as the first of the leading causes of death in the US) and cancer (ranked number two) as the third leading cause of death in the United States. Still, the population is hopeful that the vaccine rollout will slow the spread. 

The best thing you can do to protect yourself from these illnesses is consult your primary care physician to learn the risk factors and how you can reduce your exposure. 

2022 saw for the first time in over a century the #1 American killer, Heart Disease, supplanted by Covid-19 as the #1 leading cause of death in the US. 

Easily surpassing Heart Disease, Alzheimer’s and Dementia combined as the number one leading cause of death in the United States. 

It will be interesting to see if influenza and pneumonia fall off the list by the end of the year as reports are showing that flu cases are at a record low in 2022.  

On February 3, 2022 the CDC announced a new leading cause of death in the US, Covid-19. 

Now, if you combine Heart disease and cancer they are the leading causes of death in the US in 2022. 

Many health professionals and doctors speculate that some of the rise in respiratory diseases 14.3 deaths per 100,000 and chronic lower respiratory 40.9/100,000 may also be contributed to the Coronavirus, Covid-19. 


2022 DEATHS AND INJURIES BY ANIMALS, INSECTS & MARINE LIFE

Snakes killed 6 people in 2022, Bears killed 2 people, Reptiles excluding snakes injured 1,050 people but did not kill anyone. For instance there was no reported crested gecko maulings in 2022. Cougars, coyotes and wolves each killed 1 person in 2022.


CYSTIC FIBROSIS LIFE EXPECTANCY IN THE US

You may be wondering, ‘What is the life expectancy of someone with Cystic Fibrosis?’ While there is no cure for cystic fibrosis, data shows that patients are living longer and healthier lives thanks to improved treatments and new medications.

A baby born with cystic fibrosis today can expect to live to their mid-40s. The average cystic fibrosis life expectancy has been steadily improving. In 2017, a patient born with CF had a life expectancy of 44 years. This number improved to 46 years in 2019.

However, data from 2019 shows that half of CF-related deaths are for patients below the age of 32. New research for treatments that improve lung function and better access to health care could continue to improve the life expectancy cystic fibrosis.

Cystic fibrosis is a genetic disease that causes lung infection and limits the ability to breathe. 

Presently with the best medicine life expectancy for cystic fibrosis is to the mid 40’s up to 50 years old

CAN I GET LIFE INSURANCE WITH CYSTIC FIBROSIS?

No, cystic fibrosis life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for cystic fibrosis life insurance.


AVERAGE LIFE EXPECTANCY US FOR COPD

Chronic obstructive pulmonary disease, COPD, is an umbrella term that refers to emphysema, chronic bronchitis, and similar progressive lung diseases. Many common references to this disease and search terms consistent with looking for this information include, ‘What is the small airway disease life expectancy?’, ‘How long can a person live with chronic obstructive pulmonary disease life expectancy?’ , or ‘What is the end stage lung disease life expectancy?’. Regardless of how you got her you are wondering what is the COPD life expectancy or end stage COPD life expectancy. 

Here’s the honest truth, COPD life expectancy is lower than average. The five-year life expectancy of COPD individuals ranges from 40 to 70%. This means that out of 100 COPD patients, 40 to 70 will be alive five years following a COPD diagnosis.

Many factors influence COPD life expectancy, from how early the condition was diagnosed to how well the patient manages it.

Coexisting conditions like diabetes and heart disease can reduce life expectancy with COPD. Lifestyle choices like smoking will likewise negatively impact COPD life expectancy.

Chronic Obstructive Pulmonary Disease this is a disease in the lungs that obstructs the air flow. 

When diagnosed with COPD your life expectancy can be estimated based on a test that determines your ability to forcefully exhale air from your lungs

40 – 70 % of people diagnosed with COPD are living 5 years after finding out. 

However, generally, 6 years is the average life expectancy for COPD

CAN I GET LIFE INSURANCE WITH COPD?

Yes, COPD life insurance is available at this time for a fully underwritten policy and your price and approval will depend on how severe the the COPD is.  If the COPD is too severe for fully underwritten, a guaranteed issue whole life insurance policy – no medical questions asked – is available for COPD life insurance.


US LIFE EXPECTANCY STAGE 3 KIDNEY DISEASE

This health problems biggest question is, ‘What is chronic kidney disease life expectancy Stage 3?’ Kidney disease is the moderate to severe loss of kidney function. They measure kidney function by assigning a eGFR function rate, a number between 30 – 59 ml/min indicates stage 3 kidney disease. 

So, I’m sure you are thinking, ‘What is stage 3 kidney disease life expectancy?’

Life expectancy for stage 3 kidney disease can be quite long with recent estimates for a 40 year old being an additional 24 years from diagnosis for men and 28 years from diagnosis for woman. 

Here’s the thing, stage 3 kidney disease life expectancy elderly lowers to an estimated 8 years for a man and 11 years for a woman who is 60 years at diagnosis

Stage three of kidney disease is where life expectancy decreases dramatically. At this stage, kidney function reduces to 59-30ml/min making them close to useless and the need for dialysis prevalent. Fortunately, stage 3 kidney disease life expectancy is much better than stage 4 or 5.

Men at the age of 40 can survive 24 more years while women can survive 28

For a 70-year-old patient or older, the life expectancy stage 3 kidney disease is 6-8 years for men and women.

However, you also need to consider the progression of the disease. Ideally, you will stay in stage three and recover. Then, your life expectancy will remain the same. Further advancement of the disease will mean fewer years to live. 

STAGE 3 KIDNEY DISEASE LIFE EXPECTANCY WITHOUT DIALYSIS

As you can imagine, any Kidney functions that are less than optimal will greatly affect your health. Dialysis is a process that helps clean and filter your blood when your kidney’s are unable to. 

Consequently, you shouldn’t be surprised to hear that State 3 kidney disease life expectancy without dialysis is much shorter. There are many dialysis options to choose from that can help you life a normal and long life, speak with your doctor about your options. 

CAN I GET LIFE INSURANCE WITH STAGE 3 KIDNEY DISEASE?

No, stage 3 kidney disease life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for stage 3 kidney disease.

STAGE 4 KIDNEY DISEASE LIFE EXPECTANCY IN THE US

Stage 4 kidney disease is classified as severe loss of kidney function. The eGFR for Stage 4 Kidney disease is only 15 – 30 ml/min. Sometimes this is referred to as, ‘end stage renal disease life expectancy.’

The average life expectancy for stage 4 kidney disease for a 40 year old is 10.4 years for men and 9.1 years for women. 

Adhering to the advice of your doctor can greatly increase your life expectancy with Stage 4 Kidney disease. 

But you may be asking, ‘What is stage 4 kidney disease in elderly life expectancy?’

At the age of 60 year old someone diagnosed with stage 4 kidney disease can expect to live 6 years on average. 

Kidney disease life expectancy stage 4 depends on two essential factors: your age and how quickly you get on dialysis.

Predictably, the older you are, the less time you have after reaching stage four. Men who are 40 years old can survive fourteen years after reaching stage four. A woman of the same age can stay alive up to 16 years.

After you reach 70 years old, life expectancy decreases. A 70-year-old man or woman in stage four can only live for four more years at a maximum.

Stage 4 chronic kidney disease life expectancy can depend strongly on the patients dialysis schedule. 

If the patient doesn’t receive regular dialysis, life expectancy stage 4 kidney disease is even lower. A person with kidney failure can die in two days without dialysis, depending on how functional their kidneys are. 

CAN I GET LIFE INSURANCE WITH STAGE 4 KIDNEY DISEASE?

No, stage 4 kidney disease life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for stage 4 kidney disease.


ALS LIFE EXPECTANCY IN THE US

ALS, also better known as Lou Gehrig’s Disease life expectancy, is a nervous system disease affecting the brain and spinal chord that causes loss of muscle control. 

Lou Gehrig was a famous baseball player who contracted the disease at a young age and died after only a few years bring a huge spotlight and tremendous medical research resources to finding a cure for ALS. 

This disease is exceptionally aggressive with an average life expectancy for ALS of 2 – 5 years after diagnosis. 

However, Stephen Hawking, the world renowned physicist lived for over 50 years with ALS

If you or a loved one has received a diagnosis of amyotrophic lateral sclerosis (ALS), or Lou Gherig’s disease, you may wonder how it affects one’s life expectancy.

Unfortunately, the ALS disease life expectancy is much lower than average, but one can sometimes expand their lifespan with treatments.

The life expectancy ALS is generally between two and five years after diagnosis, but it varies extensively.

According to the ALS Association, the average patient will survive for three years. However, about 20% live five years, 10% survive ten years, and 5% can live for over 20 years after diagnosis.

You can potentially extend your ALS disease life expectancy with a few treatments:

  • Medications like Riluzole and Edaravone
  • Non-invasive ventilation
  • Percutaneous endoscopic gastronomy

CAN I GET LIFE INSURANCE WITH ALS (LOU GEHRIGS DISEASE)?

No, ALS (Lou Gehrigs Disease) life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for ALS (Lou Gehrigs Disease) life insurance.


USA LIFE EXPECTANCY DOWN SYNDROME

As medical research has grown, the Down syndrome life expectancy has increased dramatically.

When doctors first identified the condition, the life expectancy Down syndrome was about nine years. Advancements in medicine have increased this age to 60.

About 40% of people with Down syndrome have congenital heart defects, and many have respiratory issues that can impact their lifespan. Also, as patients reach age 60, they often develop Alzheimer’s.

By treating these illnesses, doctors have improved the Down syndrome life expectancy to allow them to live long, full lives.

To expand your life expectancy, keep an eye out for these conditions and treat them accordingly:

  • Breathing issues
  • Heart troubles
  • Behavioral changes
  • Signs of abuse
  • Alzheimer’s
  • Dementia

CAN I GET LIFE INSURANCE WITH DOWN SYNDROME?

No, down syndrome life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for down syndrome life insurance.


CONGESTIVE HEART FAILURE LIFE EXPECTANCY TABLES

Congestive heart failure is a chronic, progressive condition leading to the heart’s inability to pump blood.

Medical professionals have broken the congestive heart failure life expectancy by stages into 5-year survival rates. However, the patient’s age also affects survival — an elderly individual diagnosed with congestive heart failure is unlikely to survive past one year. Heart disease life expectancy has become such a common cause of death that the statistics on length of life after diagnosis are pretty accurate. Below is a table for the life expectancy congestive heart failure.

Stage5-Year Survival Rate
A: High heart failure risk; no structural heart disease or symptoms of failure97%
B: High failure risk, but no symptoms; the presence of structural heart disease95.7%
C: High failure risk with failure symptoms and structural heart disease74.6%
D: The heart has begun to fail20%

CAN I GET LIFE INSURANCE WITH CONGESTIVE HEART FAILURE?

No, congestive heart failure life insurance is not available at this time for   fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for congestive heart failure life insurance.


CIRRHOSIS OF THE LIVER AMERICAN LIFE EXPECTANCY

Cirrhosis of the liver is a serious disease in which your liver becomes increasingly filled with scar tissue, reducing its function and making you sick. Its causes include alcoholism, hepatitis, overuse of medication, and more. People often are wondering what is the end stage liver disease life expectancy.

Your life expectancy with cirrhosis of the liver is greatly reduced. Whenever something damages your liver, scar tissue forms as the tissue tries to repair itself. However, this scarring is often irreversible and generally builds on itself until your liver no longer functions properly. 

End-stage chronic liver disease life expectancy is usually 12 years, assuming you develop no complications.

CAN I GET LIFE INSURANCE WITH CIRRHOSIS OF THE LIVER?

No, cirrhosis of the liver life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for cirrhosis of the liver life insurance.


MULTIPLE SCLEROSIS (MS) AVERAGE LIFE EXPECTANCY USA

Multiple sclerosis (MS) is a long, debilitating disease affecting your nervous system, gradually reducing its ability to send and receive the signals that help you function. However, when it comes to MS disease life expectancy, the answer isn’t as clear-cut as it is with other degenerative illnesses. 

Modern medicine has advanced our understanding of MS and how it affects your body, and today we have treatments that can slow the progress of the disease that we didn’t have 30 years ago. Because of that, multiple sclerosis life expectancy is only five to seven years less than that of a healthy adult.

CAN I GET LIFE INSURANCE WITH MS (MULTIPLE SCLEROSIS)?

No, multiple sclerosis life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for multiple sclerosis life insurance.


MYELOMA LIFE EXPECTANCY USA

Myeloma, which is an umbrella term for several different types of blood cancers that affect your plasma cells. The most common type is multiple myeloma, and, as with most cancers, it’s a complex disease. Your life expectancy with myeloma is roughly five years since there is no cure.

Some treatments will help ease your symptoms and reduce the rate at which the cancer spreads throughout your body, thus increasing myeloma life expectancy. Those treatments include chemotherapy, radiation, and possibly plasmapheresis.

However, the numbers don’t tell the whole story because of new medicines that may serve to further increase your life expectancy.

CAN I GET LIFE INSURANCE WITH MYELOMA?

No, myeloma life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for myeloma life insurance.


US LIFE EXPECTANCY HIGH CALCIUM SCORE

High calcium scores indicate coronary artery disease. Calcium builds up along the walls of your arteries in response to high low-density lipoprotein (LDL) cholesterol levels, but whether you have a reduced life expectancy with a high calcium score depends on several factors.

Your doctor may order additional tests to see if you have other problems, and they may prescribe drugs like statins, among others, to bring your cholesterol and blood pressure down, reducing the risk of heart attack or stroke.

Many people have a high calcium score but average life expectancy, depending on their treatment plans and how well they stick to them.

CAN I GET LIFE INSURANCE WITH HIGH CALCIUM SCORE?

Yes, high calcium score life insurance is available at this time for a fully underwritten policy and your price and approval will depend on how high the calcium score is.  If the calcium sore is too high for fully underwritten, a guaranteed issue whole life insurance policy – no medical questions asked – is available for high calcium score life insurance.


LUPUS AVERAGE LIFE EXPECTANCY IN THE US

The average lupus life expectancy is a common concern people newly diagnosed with the disease may have.

Can you die with Lupus? Most people in the US with lupus can look forward to an average life expectancy with lupus. 

Medical research has not come up with a cure for the disease yet, and people may pass away from lupus. However, 80-90% of people with lupus can expect to live an average lifespan. 

Lupus disease life expectancy varies in its degree and severity. However, if you have a non-threatening form of the disease, you can strengthen your body by following your physician’s instructions, taking prescribed medications consistently, and recognizing when to seek help for any new flare-ups or unanticipated side effects from medication.

CAN I GET LIFE INSURANCE WITH LUPUS?

Yes, lupus life insurance is available at this time for a fully underwritten policy and your price and approval will depend on how severe the the lupus is.  If the lupus is too severe for fully underwritten, a guaranteed issue whole life insurance policy – no medical questions asked – is available for lupus life insurance.


CEREBRAL PALSY LIFE EXPECTANCY UNITED STATES

Dealing with an illness can raise questions about a person’s quality of life and lifespan. Cerebral palsy is not a progressive disease in that it will not get worse over time. 

Cerebral palsy life expectancy in the United States can be truncated due to several factors, including motor skill development and cognition. While individuals living with this disease can live long into adulthood, more severe elements can hinder their life expectancy.

The life expectancy for cerebral palsy patients with mild impairments is typically in the region of 58 years of age. Those individuals who have moderate to severe cases may have a shorter lifespan, depending on their situation and level of care.

CAN I GET LIFE INSURANCE WITH CEREBRAL PALSY?

No, cerebral palsy life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for cerebral palsy life insurance.


AVERAGE AGE OF DEATH IN US WITH A PACEMAKER

Life expectancy with a pacemaker is a question that many patients may wonder about. It is common to inquire about how this medical device can extend your life and to what range. Patients who suffer from a heart condition, such as bradycardia or tachycardia, could benefit from a pacemaker. This medical device can significantly reduce the chances of heart failure. 

The average age of death in the United States for men is 77 years old, while women are slightly higher at 80 years old. When you explore pacemaker life expectancy for pacemaker medical intervention, it can restore the patient’s life span to that of an average individual rather than it being cut short due to heart problems. 

CAN I GET LIFE INSURANCE WITH A PACEMAKER?

Yes, pacemaker life insurance is available at this time for a fully underwritten policy and your price and approval will depend on your age, how long ago the pacemaker was implanted and the reason for the pacemaker.  If declined for fully underwritten, a guaranteed issue whole life insurance policy – no medical questions asked – is available for pacemaker life insurance.


LIFE EXPECTANCY IN THE US STAGE 4 CANCER

Cancer comes in many different forms and stages, and a person’s life expectancy can vary by type. Stage 4 cancer life expectancy will also vary depending on if the patient receives treatment or refuses any medical intervention. This stage happens when cancer has spread from the original area to other remote locations within the body. 

The life expectancy for Stage 4 cancer patients can range anywhere from six months up to five years from the time of diagnosis. This timeframe is highly dependent on the type of cancer and the overall health and well-being, as well as other contributing conditions.

CAN I GET LIFE INSURANCE WITH STAGE 4 CANCER?

No, stage 4 life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for stage 4 life insurance.


STAGE 4 LUNG CANCER AVERAGE LIFE EXPECTANCY US

Stage 4 lung cancer life expectancy has a median of four months. Cancer at stage 4 has metastasized and spread to other body parts. How distantly it spreads plays a significant role in life expectancy with stage 4 lung cancer.   

Though stage 4 lung cancers have reached their most severe form and are typically terminal, about 19% of patients survive more than 12 months from the time of diagnosis. With continued research, novel treatments, and new medications, more and more lung cancer patients will experience longer life expectancies, even with a stage 4 diagnosis.

CAN I GET LIFE INSURANCE WITH STAGE 4 LUNG CANCER?

No, stage 4 lung cancer life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for stage 4 lung cancer life insurance.


MUSCULAR DYSTROPHY US LIFE EXPECTANCY

Muscular dystrophy life expectancy varies based on the type of muscular dystrophy a person has. With Becker Muscular Dystrophy, most patients live into adulthood and, with the right treatments, can expect a normal lifespan. 

Life expectancy with muscular dystrophy is lower in Children with Duchenne Muscular Dystrophy. They typically live to between thirty and forty years old, though some will live into their fifties.

Limb-Girdle Muscular Dystrophy can affect life expectancy, but it depends on when symptoms begin to show and how quickly they progress. Facioscapulohumeral Muscular Dystrophy, Tibial Muscular Dystrophy, and Oculopharyngeal Muscular Dystrophy don’t affect lifespan at all. 

CAN I GET LIFE INSURANCE WITH MUSCULAR DYSTROPHY?

Yes, muscular dystrophy life insurance is available at this time for a fully underwritten policy and your price and approval will depend on how long you have had the disease and how well it is managed.  If declined for fully underwritten, a guaranteed issue whole life insurance policy – no medical questions asked – is available for muscular dystrophy life insurance.


PULMONARY HYPERTENSION LIFE EXPECTANCY IN THE US

Muscular dystrophy life expectancy varies based on the type of muscular dystrophy a person has. With Becker Muscular Dystrophy, most patients live into adulthood and, with the right treatments, can expect a normal lifespan. Sometimes you may see this referred to as ‘pulmonary heart disease life expectancy’. 

Life expectancy with muscular dystrophy is lower in Children with Duchenne Muscular Dystrophy. They typically live to between thirty and forty years old, though some will live into their fifties.

Limb-Girdle Muscular Dystrophy can affect life expectancy, but it depends on when symptoms begin to show and how quickly they progress. Facioscapulohumeral Muscular Dystrophy, Tibial Muscular Dystrophy, and Oculopharyngeal Muscular Dystrophy don’t affect lifespan at all. 

CAN I GET LIFE INSURANCE WITH PULMONARY HYPERTENSION?

No, pulmonary hypertension life insurance is not available at this time for a fully underwritten policy but a guaranteed issue whole life insurance policy – no medical questions asked – is available for pulmonary hypertension life insurance.


The Bottom Line?

It should probably go without saying that Life Expectancy Statistics play a HUGE ROLE in how Underwriters determine the price of Life Insurance— i.e. how they arrive at your premium cost.

Investopedia features an excellent article on this:

Life Expectancy: It’s More Than Just A Number

Life expectancy is the single most influential factor that insurance companies use to determine life insurance premiums. Understanding how insurance companies use the concept of life expectancy —and how it is calculated for the insured — can help you decide when to purchase a policy, how to calculate the future potential value of your policy, and what to consider when choosing an annuity payout option.

KATIE ADAMS

That said, Life Expectancy Statistics are —by definition— estimations AND averages, based on several factors (socioeconomic, demographic, geographic, thermographic, stenographic, idiographic, and historiographic).  So, getting your own free personalized quote —AND consulting with an experienced broker, about your specific health circumstances— is certainly advised.

Long story short, don’t ‘rule yourself out’ of potential eligibility for Life Insurance, until you fully investigate your options! We’re here to help…


Call Anytime for Assistance!
888-681-4952


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