Final expense or guaranteed issue life insurance are policies generally less than $25,000.  They are meant to provide liquidity to pay for things like a funeral.  There are no medical exams or questions.  Everyone can qualify, BUT the policy only pays a death benefit if you die after the second year.  If you die in the first two years of the policy, the company only returns your premium plus interest.

Final Expense Insurance – Rates – Warnings

AIG Guaranteed Issue Whole Life Insurance provides financial protection that you and your family can count on. If you are between the ages of 50 & 85, regardless of health, you will not be turned down for this life insurance policy.

AIG Guaranteed Issue Whole Life Insurance

Ethos Life Insurance prices are average at younger ages and more expensive at older ages compared to other leading carriers.  You actually get better prices and a more robust policy if you go to Banner, Ameritas, TruStage, and AAA Life and buy direct versus using Ethos as the "middle man".

Ethos Life Insurance – Pricing – Sample Quotes

Although you might not be familiar with the Sagicor Life name, you should consider this company if you are in the market for 10, 15, 20 year term life insurance or guaranteed universal life.  Their prices are super competitive and the application and underwriting process is fast and easy.

Sagicor Life Insurance – Pricing – Sample Quotes

Transamerica is a good company and should be included on your list of companies you are considering buying life insurance from.   Whether it's term or guaranteed issue whole life insurance, Transamerica has competitive products and prices.  

Transamerica Life Insurance – Pricing – Sample Quotes

TruStage life insurance is easy to buy, but it's expensive. If you are considering TruStage for your life insurance purchase, you should keep shopping around. You can find companies that are just as easy to buy from but with much better prices.

TruStage Life Insurance – Pricing – Sample Quotes

AAA is one of the most recognizable names in the insurance industry. Name recognition does not mean lower costs or cheaper prices. If you are considering buying life insurance from AAA you should keep shopping around. There are much better prices out there.

AAA Life Insurance – Pricing – Sample Quotes

If you are shopping around for a term life insurance or guaranteed universal life insurance policy, Pacific Life Insurance Company should be on your list of options.  They have some of the most competitive prices in the market as well as accelerated underwriting programs which could make for an easy buying experience if you qualify.

Pacific Life Insurance – Pricing – Sample Quotes