$500,000 20YR TERM LIFE INSURANCE:
HAVEN VS LADDER VS BESTOW VS ETHOS VS FABRIC VS SAGICOR
***Warning! If you are above the age of 60, or not in perfect health, it could be difficult to get approved and buy life insurance using a “direct to consumer online platform”***
The InsurTech Revolution:
Direct to Consumer (D2C) Online Platforms
There is a technological revolution going on in the life insurance industry right now. Insurance companies are using “direct to consumer” (D2C) online platforms to make it fast, easy, and more convenient than ever before to buy life insurance. Gone are the days of talking to agents and taking medical exams.
These “direct to consumer online platforms” allow you to:
- view quotes
- complete an application
- get an underwriting approval
- have the policy emailed to you
all in a matter of minutes, without talking to an agent or taking a medical exam.
Sounds great, right? If you are young enough and healthy enough, it is!
However, new challenges exist for life insurance shoppers with so many companies embracing this new technology. For example, instead of getting quotes from all the top rated life insurance companies on one website, you now will have to visit each individual website just to get that one particular company’s price.
Instead, we invite you to review sample quotes and get a price comparison, before you visit each website individually. See which one has the best price!
$500,000 – 20 Year Term Life Insurance – Haven VS Ladder VS Bestow VS Ethos VS Fabric VS Sagicor
MALE
| Male | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|
| Haven | $22.48 | $32.38 | $84.06 | $230.91 |
| Ladder | $25 | $37 | $105 | N/A |
| Bestow | $26.25 | $39.16 | N/A | N/A |
| Ethos | $27 | $48 | $116 | $218 |
| Fabric | $27.91 | $44.40 | $96.81 | $312.54 |
| Sagicor | $21.37 | $26.99 | $78.66 | $305.63 |
$500,000 – 20 Year Term Life Insurance – Haven VS Ladder VS Bestow VS Ethos VS Fabric VS Sagicor
FEMALE
| Female | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|
| Haven | $19.46 | $28.07 | $61.67 | $156.84 |
| Ladder | $22 | $32 | $78 | N/A |
| Bestow | $19.58 | $31.25 | N/A | N/A |
| Ethos | $20 | $39 | $89 | $167 |
| Fabric | $24.78 | $36.05 | $74.68 | $236.58 |
| Sagicor | $17.58 | $23.80 | $66.94 | $211.74 |
Do you have first-hand experience with Haven, Ladder, Bestow, Ethos, Fabric, Sagicor…
or with any other D2C Term Life Insurance Platform?
We’d like to hear about it—
$500,000 Life Insurance Coverage – Sample Quotes – FAQs
Learn about the cost of a $500,000 Life Insurance Policy —whether it’s Term Life, Whole Life, or No Medical Exam— and see sample rates, from ages 20 to 80… Healthy or NOT!
Direct-to-Consumer (D2C) Platforms—
Cost Comparisions and Sample Quotes
The Bottom Line
***Warning! If you are above the age of 60, or not in perfect health, it could be difficult to get approved and buy life insurance using a “direct to consumer online platform”***
It is important to know your options— especially if you have health conditions, certain hobbies, or habits. We specialize in providing the extra care and attention to detail that you, your life insurance application, and your eventual intended beneficiaries deserve.
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